Welcome to the blog of Senior Financial Advisors, Inc. We will be uploading articles that are relevant to the current market situation, so keep checking in. We’re glad to have you reading along.
Stocks extended their August declines last week as higher yields and weak economic data out of China soured investor sentiment. The Dow Jones Industrial Average lost 2.21%, while the Standard & Poor’s 500 retreated 2.11%. The...
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Where There’s a Will, There’s a Way to Avoid 4 Common Estate Planning Mistakes When it comes to estate planning, what you don’t know can hurt you, along with your beneficiaries or heirs. That’s because estate...
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Positive inflation data failed to lift stocks from their August doldrums last week as economic data and a ratings downgrade soured investor sentiment. The Dow Jones Industrial Average added 0.62%, while the Standard & Poor’s 500...
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Weekly Recap August 7-11, 2023 Recap Major Indexes Mixed on the Week S&P 500 Ends Lower Second WeekEquities finished mostly lower last week as only the Dow Industrials finished fractionally positive. Investors drew guarded relief from...
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Weekly Recap July 31 - August 4, 2023 Recap Rating Downgrade Stirs Angst S&P 500 Snaps Summer RallyThe summer equity rally cooled in the first week of August with all three major U.S. equity indices ending notably lower with losses...
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Downsizing? Don’t Forget About Closing Costs Downsizing can be a great way for empty nesters to reduce overall housing costs and free up cash in retirement. Less square footage can mean lower utility bills, maintenance costs,...
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Need Another Incentive to Save? SECURE 2.0 Act Offers 7.Maximizing your employer retirement plan benefit may be one of the best ways to help you stay on track to retire when you want, with the money you need to accomplish your goals....
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Weekly RecapJune 19-23, 2023 RecapS&P 500 Posts Worst Week Since MarchNasdaq Ends Eight-Week Winning StreakU.S. equities slid backward last week with the S&P 500 snapping a five-week winning streak to close out the holiday-shortened...
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Stocks took a breather last week as investors digested the previous week’s surge and the month-to-date solid gains.The Dow Jones Industrial Average lost 1.67%, while the Standard & Poor’s 500 fell 1.39%. The Nasdaq...
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Weekly RecapJune 12-16, 2023 RecapS&P 500 Posts Fifth Straight Weekly GainNasdaq Climbs Eighth WeekU.S. equities climbed sharply higher last week with the S&P 500 capping a fifth weekly gain, its longest sustained rally since...
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Stocks climbed last week as reassuring inflation data boosted investor hopes that the rate-hike cycle was nearing an end amid fresh economic data pointing to continued economic resilience.The Dow Jones Industrial Average rose 1.25%,...
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Weekly RecapMay 29 - June 2, 2023 RecapS&P 500 Posts Best Week Since MarchNasdaq Climbs Sixth WeekStocks broadly rallied last week for a strong June start with the S&P 500 having its best weekly gain since March. Even as the rising...
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Stocks surged higher in the closing days of a holiday-shortened trading week, ignited by a political resolution on raising the debt ceiling and a strong employment report.The Dow Jones Industrial Average rose 2.02%, while the Standard...
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Weekly RecapMay 22-26, 2023 RecapS&P 500 Snaps Two-Week Losing StreakNasdaq Jumps Over Two PercentThe major U.S. equity indices ended mixed last week amidst favorable prospects for a debt-ceiling deal to be reached over the weekend....
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Markets moved in sync last week with perceived movement in debt ceiling talks, weakening early in the week and then surging on news of progress. A solid quarterly report and guidance from a mega-cap technology company helped with...
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Weekly RecapMay 8-12, 2023 RecapEquities Slip Second Straight WeekSmall Caps UnderperformThe S&P 500 finished with a fractional weekly loss for the 4th time in the last six weeks with renewed regional banking concerns and debt-ceiling...
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Over the last few weeks, a potential debt ceiling crisis has created uncertainty in the markets. Chief Investment Officer Gene Goldman shares what we know and what the potential ramifications may be of a default. Start the Week Strong...
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In their latest commentary, the Cetera Investment Management Team answers some questions regarding the debt ceiling debates in Washington. The Treasury has been using “extraordinary measures” to continue paying government...
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The economy is slowing, and first-quarter earnings season is underway. Chief Investment Officer Gene Goldman discusses the expectation for continued earnings pressure and what headwinds are causing pressure on profit margins. Start the...
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The combination of an improving inflation outlook resulted in a week of uneven, albeit positive, performance, in which cyclical and financial stocks rallied while technology, real estate, and utilities lagged. The Dow Jones...
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Weekly RecapApril 3-7, 2023 RecapS&P 500 Breaks Four-Week RallyStocks Slip FractionallyFollowing strong gains the week prior, the S&P 500 inched lower during the holiday shortened equity trading week. Jobless claims rose more than...
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Why Making Wealth a Family Affair Makes Good SenseA reported $84.4 trillion in U.S. household wealth is expected to transfer over the next 20 years. Baby boomers alone are anticipated to shift an estimated $53...
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Was January and February data a trend or just an anomaly? Cetera's Chief Investment Officer Gene Goldman explores why the markets will be closely watching March data to clarify this. Start the Week Strong As always, please reach...
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Quarterly RecapMarket IndicesAt-A-GlanceApart from the S&P 500’s impressive first quarter finish, the Nasdaq Composite delivered its strongest quarterly gain (+17.05%) since the second quarter of 2020. Tech stocks were standout...
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There has been an increase in market chatter around a potential recession. Cetera's Chief Investment Officer Gene Goldman discusses why the markets are watching the Fed and the potential banking crisis to determine whether we are...
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Modest gains in major market indices masked sharp volatility amid the uncertainty arising from mixed messages emanating from public officials and revived banking fears. The Dow Jones Industrial Average gained 1.18%, while the Standard...
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Cetera Investment Management has released its 2023 Second Quarter Outlook titled, “Preparing to Land.” In this outlook, they discuss the impact of the Fed’s rate hikes which are showing up in the banking sector and...
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What should we expect from the Fed after the volatility we have seen in the banking system? Cetera's Chief Investment Officer Gene Goldman breaks down the banking crisis and discusses what to look for from the Fed this week. Start...
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Amid the reverberations of two U.S. banks being taken over by regulators and the spread of uncertainty to European banks, stocks trended higher last week on the strength of the technology sector.The Dow Jones Industrial Average was...
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Weekly RecapMarch 13-17, 2023 RecapEquities End MixedS&P 500 and Nasdaq Composite Post Weekly GainsU.S. equities ended mixed last week amid a busy week of economic data that was overshadowed by continued fallout over the two...
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Stocks tumbled last week as investors reconsidered their interest rate expectations after Fed Chair Powell’s Congressional testimony that rates may need to go higher. Stocks also were rattled when a west coast bank was placed...
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Weekly RecapMarch 6-10, 2023 RecapEquities TumbleWorst Week Since September 2022U.S. equities ended a volatile week with sharp losses amid two major California bank failures and a hotter-than-expected February jobs report. Separately,...
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On Tuesday, the February CPI report will be released. Cetera's Chief Investment Officer Gene Goldman discusses three reasons why this report may be stronger than expected. Start the Week Strong As always, please reach out to the...
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Cetera's Chief Investment Officer Gene Goldman shares why this week is all about the labor market and why the upcoming payroll report on Friday will help us understand the strength of the economy. Start the Week Strong As always,...
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A late-week surge, triggered by reassuring Fed-speak, propelled stocks higher last week.The Dow Jones Industrial Average gained 1.75%, while the Standard & Poor’s 500 advanced 1.90%. The Nasdaq Composite index picked up 2.58% for...
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Weekly RecapFebruary 27 - March 3, 2023 RecapEquities Rebound as Yields EaseS&P 500 Snaps Three-Week Losing Streak U.S. equities finished the week with strong gains on Friday as investors re-assess their outlooks for peak terminal...
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As we head into March, what indicators should we be looking at to get a glimpse of the February economic results? Cetera's Chief Investment Officer Gene Goldman discusses what insights can be gained from the upcoming PMI reports...
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Concerns over a firmer monetary policy were heightened by fresh economic data, touching off a climb in bond yields and a slide in stock prices last week.The Dow Jones Industrial Average skidded 2.99%, while the Standard & Poor’s...
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After the Fed’s mixed messages last week, the release of the upcoming Fed FOMC Meeting Minutes could bring some clarity. Cetera's Chief Investment Officer Gene Goldman discusses three reasons why this report is so important...
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Growing concerns about further interest rate hikes, prompted by fresh economic data, reversed early-week gains and left stocks mixed for the week.The Dow Jones Industrial Average slipped 0.13%, while the Standard & Poor’s 500...
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Weekly RecapFebruary 13-17, 2023 RecapEquities End MixedS&P 500 Slips Second Week U.S. equity indices ended narrowly mixed last week amid renewed inflationary concerns that will likely keep Fed policymakers postured to keep interest...
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It is a critical week as we wait for the CPI report, retail sales report, and the Empire State Manufacturing report. Cetera's Chief Investment Officer Gene Goldman previews this economic data to help investors navigate the...
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Stocks drifted lower as a week of mixed earnings reports and resurgent worries over Fed monetary policy dragged on investor sentiment. The Dow Jones Industrial Average slipped 0.17%, while the Standard & Poor’s 500 declined...
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Making Sense of 2023 Tax Brackets and RatesTaxes play a critical role in determining how long your income may last in retirement. The more you pay in taxes, the less you will have available to spend in retirement. However,...
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As Cetera's Chief Investment Officer Gene Goldman has said all year, there are two key factors to gauge market direction: the Fed and earnings. How many companies will adjust earnings lower? Start the Week Strong As always, please...
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Stocks were mixed last week following better-than-expected corporate reports and increasing optimism over a slowdown in interest rates.The Dow Jones Industrial Average edged lower, slipping -0.15%. The Standard & Poor’s 500 rose...
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Weekly RecapJanuary 30 - February 3, 2023 RecapEquities End Mostly HigherNasdaq Rises Fifth Straight Week U.S. stocks were mostly higher last week with the S&P 500 and Nasdaq Composite trimming weekly gains on Friday after overly hot...
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Stocks added to their early 2023 gains amid a busy stream of mixed corporate earnings results and conflicting economic data.The Dow Jones Industrial Average gained 1.81%, while the Standard & Poor’s 500 added 2.47%. The Nasdaq...
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Weekly RecapJanuary 23-27, 2023 RecapEquities Extend GainsStocks Rebound U.S. stocks rebounded week-over-week with the benchmark S&P 500 ending Friday with its best YTD performance of the new year, posting gains in three of past four...
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This week may be one of the most important weeks for market direction. Cetera's Chief Investment Officer Gene Goldman dives into three key pieces of data including the ISM PMI reports, the payroll report, and the upcoming Fed...
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Indicators are suggesting a possible recession in 2023, but Cetera's Chief Investment Officer Gene Goldman discusses three reasons why this may not be the case: strong GDP, the weakening U.S. dollar, and China reopening. ...
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Stocks showed mixed results last week as recession fears resurfaced in response to weak economic data and a tepid start to a new corporate earnings season. The Dow Jones Industrial Average skidded 2.70%, while the Standard &...
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Weekly RecapJanuary 16-20, 2023 RecapS&P 500 Posts First Weekly Loss of 2023Stocks Cap Mixed Weekly ResultsU.S. stocks rallied strongly on Friday, led by strong gains in the tech sector but the benchmark S&P 500 finished fractionally...
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The week of central bank news and earning season is here! Cetera's Chief Investment Officer Gene Goldman offers his insight into how economic data and earnings will impact the markets. Start the Week Strong As always, please...
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Weekly RecapJanuary 3-6, 2023 RecapS&P 500 Breaks 4-Week Losing StreakBest Week Since NovemberAll three major U.S. equity indexes sharply advanced on Friday, capping their best weekly performance since November as investors cheered...
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SECURE 2.0 Act of 2022 Offers Important Benefits for Those in or Nearing RetirementOn December 23, 2022, President Biden signed a $1.7 trillion budget bill that included important retirement savings legislation. The SECURE 2.0 Act of...
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Are there signs that the Fed is winning the inflation battle? Cetera's Chief Investment Officer Gene Goldman discusses some of the recent market trends and what to expect from the upcoming CPI report. Start the Week Strong...
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A strong Friday rally triggered by fresh signs of moderating inflation pushed stocks into positive territory to begin the new year. The Dow Jones Industrial Average rose 1.46%, while the Standard & Poor’s 500 advanced 1.45%....
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Weekly RecapJanuary 3-6, 2023 RecapS&P 500 Breaks 4-Week Losing StreakBest Week Since NovemberAll three major U.S. equity indexes sharply advanced on Friday, capping their best weekly performance since November as investors cheered...
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SECURE 2.0 Act of 2022 Offers Important Benefits for Those in or Nearing RetirementOn December 23, 2022, President Biden signed a $1.7 trillion budget bill that included important retirement savings legislation. The SECURE 2.0 Act of...
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What’s on tap for the markets after a tough week for equities? Cetera's Chief Investment Officer Gene Goldman outlines three key themes for 2023, including the potential for more market volatility a Fed rate hike pause....
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Hawkish comments by the Fed and weak economic data heightened investors’ recession concerns and sent stocks lower last week.The Dow Jones Industrial Average lost 1.66%, while the Standard & Poor’s 500 retreated 2.08%. The...
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Weekly RecapDecember 12-16, 2022 RecapStocks Down Second WeekRecession Fears ResurfaceU.S. stocks retraced gains a second straight week but ended Friday above deeper intra-day lows. Recession jitters stirred investor angst last week...
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Wondering what might move the markets this week? With the final Fed meeting of 2022 happening this week, what are the potential outcomes and impacts on the markets? Cetera's Chief Investment Officer Gene Goldman shares three...
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Recession fears and concerns that the Fed may consider a longer rate-hike cycle sent stocks lower for the week.The Dow Jones Industrial Average dropped 2.77%, while the Standard & Poor’s 500 fell 3.37%. The Nasdaq Composite index...
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Don’t Miss These Key Year-End Tax DeadlinesThe holiday season can be a busy and hectic time of year. That can make finding time difficult to focus on year-end tax deadlines. However, missed opportunities can be costly and affect...
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Wondering what might move the markets this week? Corporate earnings are a key influence on market direction, and they continue to shift lower for next year. CIO Gene Goldman offers his perspective on how earnings are looking headed...
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Stocks ended higher last week as investors navigated the crosscurrents of a potential easing in future rate hikes and continued strength in the labor market.The Dow Jones Industrial Average edged 0.24% higher, while the Standard &...
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Weekly RecapNovember 28 - December 2, 2022 RecapStocks Post Back-to-Back Weekly GainsThe Fed, Inflation, and the Labor MarketU.S. stocks continued higher for the second consecutive week as investors viewed a speech by Federal Reserve...
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What’s on tap for the markets after the quiet holiday week? Lots of important market-moving data is expected this week, and CIO Gene Goldman discusses three key economic indicators he and his team are watching. Start the Week...
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Growing optimism that the Fed may be ready to ease future interest rate hikes sent stocks higher in a quiet trading week.The Dow Jones Industrial Average gained 1.78%, while the Standard & Poor’s 500 added 1.53%. The Nasdaq...
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Weekly RecapNovember 21-25, 2022 RecapStocks See-Saw PositiveFed Sees Progress in Slowing InflationU.S. stocks rebounded last week, more than fully retracing prior week losses after minutes from the Federal Reserve’s November...
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Wondering what might move the markets this week? As we kick off a shortened holiday week, CIO Gene Goldman anticipates potential volatility due to low trading volume and is anxiously awaiting the Fed’s FOMC meeting minutes...
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The stock market edged lower last week as it digested a crosscurrent of conflicting economic data and contrasting comments from Fed officials.The Dow Jones Industrial Average was flat (-0.01%), while the Standard & Poor’s 500...
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Weekly RecapNovember 14-18, 2022 RecapStocks Slip Last WeekTrimming November GainsU.S. stocks retreated modestly last week, trimming solid month-to-date (MTD) gains spurred by lighter than expected inflation data that had ignited hopes...
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Wondering what might move the markets this week? Lots of data is expected this week and CIO Gene Goldman and team will be closely watching two regional surveys that provide a glimpse at this month’s economy. Start the Week Strong...
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A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week.The Dow Jones Industrial Average gained 4.15%, while the Standard & Poor’s 500 added 5.90%. The Nasdaq Composite index...
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Weekly RecapNovember 7-11, 2022 RecapTrimming Gains as Rate Outlook SteepensBest Week Since JuneU.S. stocks surged last week, more than fully rebounding from prior week losses after the October consumer price index (CPI) came in...
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Hawkish comments by Fed Chair Jerome Powell, following the announcement of another 75 basis points interest rate hike last week, cast a pall over financial markets, sending yields higher and stocks lower.The Dow Jones Industrial...
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Weekly RecapOctober 31 - November 4, 2022 RecapTrimming Gains as Rate Outlook SteepensStocks Retrace Prior GainsU.S. stocks ended lower last week after the S&P 500 and Nasdaq Composite previously registered back-to-back weekly gains....
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Considering a QCD in 2022? Act Now!As the winter holidays approach, many people are thinking about ways to satisfy their annual charitable giving goals. For those who meet certain requirements, a Qualified Charitable Distribution (QCD)...
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Weekly RecapOctober 24-28, 2022 RecapMomentum Extends Another WeekStocks AdvanceU.S. stocks powered higher for a second weekly gain driven higher on earnings relief mostly centered in value-based companies. Growth-oriented companies...
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Monthly RecapMarket IndicesAt-A-GlanceThe S&P 500 posted its best October gain since 2011.The Dow Jones Industrial Average surged 14.07% in October, its best month since Jan 1976 when it gained 14.4%. The Dow-30 Index is down just 8...
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Wondering what might move the markets this week? After last week’s strong finish for equities, CIO Gene Goldman shares his perspective about important economic data on the horizon and why 3Q GDP may exceed consensus estimates....
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A positive start to a new earnings season and late-week hopes for a near-term easing in Fed rate hikes lifted investors’ spirits and powered stocks to gains for the week.The Dow Jones Industrial Average jumped 4.89%, while the...
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Weekly RecapOctober 17-21, 2022 RecapInvestor Optimism GrowsStocks ReboundCorporate earnings and comments from Federal Reserve officials were the focus last week. Thus far, just over 20% of the S&P 500 companies have released earnings...
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Wondering what might move the markets this week? With rampant market volatility and stocks hamstrung by a potential recession, CIO Gene Goldman offers some encouraging historical perspective for investors to keep in mind. Start the...
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Stocks were mixed last week amid wide intra- and inter-day price swings, as technology shares bore the brunt of the downdraft.The Dow Jones Industrial Average gained 1.15% for the week. Meanwhile, the Standard & Poor’s 500...
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Weekly RecapOctober 10-14, 2022 RecapStocks Weaken on Persistent InflationWild Week Ends Moderately Lower U.S. stocks ended mostly lower last week even as the S&P 500 captured a monumental turnaround on Thursday, reversing a 2.39%...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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A powerful two-day stock rebound cemented a positive week for investors as a new trading month began.The Dow Jones Industrial Average rose 1.99%, while the Standard & Poor’s 500 added 1.51%. The Nasdaq Composite index increased 0...
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Weekly RecapOctober 3-7, 2022 RecapTale of Two HalvesRoller Coaster Week Ends Net PositiveU.S. stocks snapped a three-week losing streak in which the S&P 500 surged over 5% in the first half of the week, delivering its best two-day...
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Rising recession fears and uncertainty in the bond and currency markets sent stocks to new 2022 lows last week.The Dow Jones Industrial Average declined 2.92%, while the Standard & Poor’s 500 slumped 2.91%. The Nasdaq Composite...
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Quarterly RecapMarket IndicesAt-A-GlanceThe S&P 500 nosedived in September, finishing the third quarter at a new 2022 low, down 24.36% from its January 3, 2022 peak.The Nasdaq Composite lost 10.44% last month, more than erasing a net 7...
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Weekly RecapSeptember 19-23, 2022 RecapAnother Down Week for StocksEquities Approach June LowsThe rout in U.S. stocks deepened last week with the benchmark S&P 500 posting its fifth weekly loss in six weeks and briefly breached its...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Cetera Investment Management has released its 2022 Fourth Quarter Outlook. In this outlook, they discuss how the Fed’s commitment to fight inflation at the cost of economic growth and the labor market. The risk of recession...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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A hotter-than-expected inflation report sent stocks sharply lower last week as investors faced the prospect of more aggressive interest rate hikes by the Federal Reserve for perhaps a longer period.The Dow Jones Industrial Average fell...
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Weekly RecapSeptember 12-16, 2022 RecapFourth Weekly Loss in Five WeekEquities Retreat U.S. stocks fell sharply last week, with the S&P 500 posting its worst weekly performance since reaching its 2022 low in June. The S&P 500 is now...
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For those who missed our August 23rd Client Event, please enjoy our webinar on your time!
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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In a holiday-shortened week of trading, stocks posted healthy gains despite more tough talk on monetary policy from Fed officials.The Dow Jones Industrial Average rose 2.66%, while the Standard & Poor’s 500 gained 3.65%. The...
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Weekly RecapSeptember 6-9, 2022 RecapStocks Break Losing StreakEquities Bounce BackU.S. stocks reversed course and broke their three-week losing streak. Investors became more optimistic that inflation likely peaked ahead of this...
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4 Medicare Deadlines You Can’t Afford to MissMany Americans in or nearing retirement are familiar with Medicare, the federal health insurance program primarily for people age 65 or older. However, many people may not realize...
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Weekly RecapAugust 22-26, 2022 RecapEquities Give Back More GainsSecond Week of SellingU.S. equities fell sharply last week and erased month-to-date gains for August in all three major domestic indices. Investor sentiment soured after...
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Monthly RecapMarket IndicesAt-A-GlanceThe S&P 500 posted its worst August performance in seven years, deepening its correction from its Jan 3 peak to -16.68%.The Dow Jones Industrial Average fell 1,334 points in August (-3.72%),...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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A comprehensive sell-off on Friday following comments by Fed Chair Jerome Powell drove stocks to losses for the week.The Dow Jones Industrial Average tumbled 4.22%, while the Standard & Poor's 500 dropped 4.04%. The Nasdaq Composite...
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Weekly RecapAugust 22-26, 2022 RecapEquities Give Back More GainsSecond Week of SellingU.S. equities fell sharply last week and erased month-to-date gains for August in all three major domestic indices. Investor sentiment soured after...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Stocks tumbled on Friday, sending stocks to a weekly loss after an otherwise quiet August week of trading.The Dow Jones Industrial Average slipped -0.16%, while the Standard & Poor’s 500 lost 1.21%. The Nasdaq Composite index...
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Weekly RecapAugust 15-19, 2022 RecapStocks Drop After Four Weeks of GainsEquities Give Back Some GainsMarkets had been rallying on reports of falling inflation, but last week investors took a more cautious tone. Investors dissected the...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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An improving inflation outlook buoyed investors’ spirits last week, helping lift stocks to solid gains.The Dow Jones Industrial Average advanced 2.92%, while the Standard & Poor’s 500 rose 3.26%. The Nasdaq Composite index...
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Weekly RecapAugust 8-12, 2022 RecapStocks Continue to RiseWeek of Inflation ReadingsMajor U.S. equity indexes were all up around 3% last week, as investors got a few different readings on inflation. On Wednesday, the Consumer Price...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Stocks turned in a mixed performance last week as investors struggled with headlines suggesting that the Fed was unlikely to soon ease up on its current monetary tightening policy.The Dow Jones Industrial Average slipped 0.13%, while...
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Weekly RecapAugust 1-5, 2022 RecapStocks Advance Third WeekStrong Jobs Data Trims Weekly GainThe S&P 500 posted fraction gains last week after an unexpected strong July payrolls report on Friday. The economy added 528,000 new jobs last...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Undaunted by another Fed rate hike and news of a contracting economy, the stock market rallied last week on better-than-expected corporate earnings.The Dow Jones Industrial Average increased 2.97%, while the Standard & Poor’s 500...
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Weekly RecapJuly 25-29, 2022 RecapStocks Advance Second WeekStrong Back-to-Back GainsAll three major U.S. equity indices posted their strongest back-to-back weekly gains since late March, simultaneously capping July with their...
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Monthly RecapMarket IndicesAt-A-GlanceDespite strong gains, the S&P 500 remains in correction, down 13.14% from its Jan 3 record high. Positively, the index ended July up 12.80% from its 6/16/22 first-half low.The Dow Jones...
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What's Your Personal Inflation Rate?The annual inflation rate for the United States was 8.6% for the 12 months ended May 2022, marking the largest annual increase since December 1981.1 While there are different ways to measure...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Stocks rallied last week as investor spirits lifted thanks to a better-than-expected start to the second-quarter earnings season.The Dow Jones Industrial Average gained 1.95%, while the Standard & Poor’s 500 added 2.55%. The...
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A record-high inflation report, the prospects of a more aggressive Fed, and growing recession fears sent stocks lower– though losses were pared by a Friday rally.The Dow Jones Industrial Average slipped 0.16%, while the Standard...
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Weekly RecapJuly 11-15, 2022 RecapStocks Pare Weekly DeclineWall Street Sentiment Revives FridayU.S. equity markets bounced back at the end of a frenzied week, snapping a five-day slide, as investors dialed back expectations for a full...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Weekly RecapJuly 4-8, 2022 RecapStocks ReboundUpbeat Sentiment at Second Half StartU.S. equity markets finished the holiday-shortened week positive with the S&P 500 recouping most of its prior week’s losses after a...
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In a holiday-shortened trading week, stocks rallied despite mixed economic data and vacillating energy prices and bond yields.The Dow Jones Industrial Average increased 0.77%, while the Standard & Poor’s 500 rose 1.94%. The...
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How to Retire With Confidence in Any Market EnvironmentWhether you recently retired or are planning to in the months ahead, you may be wondering how current financial and economic conditions may impact your plans. Do you need to adjust...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Weekly RecapJune 27 - July 1, 2022 RecapStocks Fall After Positive WeekInvestor Bearishness ContinuesU.S equity markets gave back some gains from last week as investors fear a possible recession and Fed tightening. However, going into...
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Quarterly RecapMarket IndicesAt-A-GlanceThe S&P 500 ended the quarter 20.48% below its January 3, 2022 peak and all-time high.The Nasdaq Composite fell 8.65% in June, extending its 2Q loss to 22.28% for its worst quarter since 2008....
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Monthly RecapMarket IndicesAt-A-GlanceThe S&P 500 ended the quarter 20.48% below its January 3, 2022 peak and all-time high.The Nasdaq Composite fell 8.65% in June, extending its 2Q loss to 22.28% for its worst quarter since 2008. The...
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Prospects of cooling inflation powered a rally in stock prices last week despite growing recession concerns.The Dow Jones Industrial Average gained 5.39%, while the Standard & Poor’s 500 climbed 6.45%. The Nasdaq Composite index...
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Weekly RecapJune 20-24, 2022 RecapBest Week in a MonthRecession Fears SubsideU.S. stocks rebounded from three weeks of declines as equity sentiment was bolstered by comments from Fed officials while a reading on inflation expectations...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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How to Replace Financial Anxiety with ConfidenceResearchers at the Global Financial Literacy Excellence Center at George Washington University and the FINRA Investor Education Foundation found that 60% of study participants feel...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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In their latest commentary, the Cetera Investment Management Team discusses the recent equity market sell-off triggered by investor concerns that an aggressive Fed will lead to an economic recession. CLICK TO READ As always, please...
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In their latest commentary, the Cetera Investment Management Team discusses today’s market sell-off and some possible positive surprises that could sway this market pessimism. CLICK TO READ As always, please reach out to the...
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Weekly RecapMay 31 - June 3, 2022 RecapStocks Fall After Strong WeekGood News Becomes Bad NewsPositive economic news from the manufacturing sector and labor market had investors rethinking the Federal Reserve’s future interest...
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Monthly RecapMarket IndicesAt-A-GlanceThe S&P 500 remains in correction, down 13.3% from its Jan 3 record high. Positively, the index ended its last full week in May up 6.6%, snapping seven-straight weekly losses, its longest...
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In a holiday-shortened week of volatile trading, stocks surrendered some of the previous week’s strong gains.The Dow Jones Industrial Average fell 0.94%, while the Standard & Poor’s 500 declined 1.20%. The Nasdaq Composite...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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6 Steps to Make Finances a Family AffairThe Consumer Price Index, which tracks changes in the prices of certain goods and services and is often used to measure inflation, showed a slight drop in April. That’s notable because it...
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Weekly RecapMay 16-20, 2022 RecapStocks Formally Avert Bear MarketS&P 500 Declines a Seventh WeekThe S&P 500 closed fractionally higher last Friday, rebounding from an earlier intra-day low that was momentarily down more than 20% from...
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Wondering what might move the markets this week? Cetera Chief Investment Officer Gene Goldman sheds some light on what might be moving the markets this week. Start the Week Strong As always, please reach out to the office if you have...
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Recession fears grew last week following weak earnings reports from major retailers, sending stocks lower.The Dow Jones Industrial Average fell 2.90%, while the Standard & Poor’s 500 lost 3.05%. The Nasdaq Composite index dropped...
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Weekly Recap November 22-26, 2021 RecapPost-Thanksgiving Day SelloffStocks TumbleGlobal stocks retreated last week amid reactionary fears over a warning of a newly discovered COVID-19 variant. The World Health Organization (WHO) said...
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News of a new, highly virulent COVID variant triggered a market sell-off on Friday, sending stocks into negative territory for the week.The Dow Jones Industrial Average slid 1.97%, while the Standard & Poor’s 500 slumped 2...
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In their latest commentary, the Cetera Investment Management Team discusses the new COVID-19 variant, Omicron, and the potential ramifications to the global economy. While there are still so many questions about this new variant, a...
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Weekly Recap November 15-19, 2021 RecapEquities Trade Near Record HighsStocks ReboundLarge cap stocks climbed fractionally to erase a prior week loss. Investors welcomed solid earnings from major retailers and a strong 1.7% October...
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Stocks were mixed last week in choppy trading as investors battled the crosscurrents of good economic data and a troubling rise in COVID-19 infections globally.The Dow Jones Industrial Average slid 1.38%, while the Standard &...
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Weekly Recap November 8-12, 2021 RecapEquities End Week Narrowly LowerStock Snap Five-Week RallyU.S. equity indices ended fractionally lower last week with the broad market S&P 500 snapping a five-week rally, its longest advance...
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Stocks posted small declines last week as investors digested recent stock market gains and an unexpectedly high inflation read.The Dow Jones Industrial Average slid 0.63%, while the Standard & Poor’s 500 retreated 0.31%. The...
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Social Security Announces the Largest COLA Increase in 40 YearsThe Social Security Administration (SSA) recently announced the largest cost-of-living adjustment (COLA) in four decades. For Americans receiving Social Security benefits,...
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Weekly Recap November 1-5, 2021 RecapEquities Cap Fifth Straight Weekly GainMelt-Up Momentum ContinuesAll three major U.S. equity indices rose to fresh all-time highs on Friday, capping a fifth straight weekly gain. This marks the...
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A Federal Reserve announcement on tapering, a fresh batch of corporate profits, and encouraging economic data lifted stocks to another weekly gain.The Dow Jones Industrial Average rose 1.42%, while the Standard & Poor’s 500...
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Weekly Recap October 25-29, 2021 RecapEquities Cap Fourth Straight Weekly GainEarnings Season Continues StrongU.S. stocks climbed the last week in October, with the S&P 500 notching its longest weekly winning streak since April....
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A fresh wave of positive corporate earnings surprises sent markets to new record highs last week.The Dow Jones Industrial Average increased 0.40%, while the Standard & Poor’s 500 rose 1.33%. The Nasdaq Composite index picked...
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Monthly Recap Market Indices At-A-Glance The S&P 500 finished October at its 59th record high of 2021, posting its best Jan-Oct performance (+24%) since 2013.The Dow Industrials gained 5.93% last month, notching its 40th 2021...
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Weekly Recap October 18-22, 2021 RecapEquities Cap Third Weekly GainEarnings Season Continues StrongU.S. stocks climbed higher last week with the broad-market S&P 500 posting a third weekly gain. Equity appetites were bolstered on...
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Stocks rallied last week on a stream of positive corporate earnings surprises.The Dow Jones Industrial Average rose 1.08%, while the Standard & Poor’s 500 advanced 1.64%. The Nasdaq Composite index gained 1.29% for the week....
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Weekly Recap October 11-15, 2021 RecapEquity Gains AccelerateEarnings Season Starts StrongU.S. stocks posted accelerated gains last week as investors set aside inflation fears and welcomed strong earnings data that helped to reinforce...
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A strong opening to the third-quarter earnings season sparked a late week, broad-based rally that helped stocks finish the week with solid gains.The Dow Jones Industrial Average rose 1.58%, while the Standard & Poor’s 500...
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Last month, Apple sent out a notice urging some of its users to update their operating systems.* The reason? A vulnerability had been discovered that hackers could use to gain access to users’ computers and other products. If...
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Weekly Recap October 4-8, 2021 RecapDow Has Best Week Since Late JuneStocks Pare Late September LossesU.S. stocks rebounded from sharp prior week losses on relief that Congress approved a short-term deal to extend the debt ceiling....
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The overhang of bumping against the federal debt ceiling was lifted last week with an agreement to extend the debt ceiling through early December, helping propel stocks to a weekly gain.The Dow Jones Industrial Average increased by 1...
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Weekly Recap September 27 - October 1, 2021 RecapLargest Weekly Pullback in Seven MonthsStocks Down Third Week in FourDespite a Friday bounce back above its 100-day moving average, the S&P 500 posted its largest weekly loss in...
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Higher bond yields and a legislative stalemate in Washington, D.C., added up to losses for the week.The Dow Jones Industrial Average declined 1.36%, while the Standard & Poor’s 500 lost 2.21%. The Nasdaq Composite index fell...
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Quarterly Recap Market Indices At-A-Glance The S&P 500 has logged a near record run of 318 trading days above its 200-day moving average. The index is down 4.97% from its latest record high set on Sept 2.For the month, the Dow...
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Monthly Recap Market Indices At-A-Glance The S&P 500 has logged a near record run of 318 trading days above its 200-day moving average. The index is down 4.97% from its latest record high set on Sept 2.For the month, the Dow...
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Weekly Recap September 20 - 24, 2021 RecapEquities Gain Despite Chinese AngstStocks Post Winning WeekDespite the turmoil in global markets last week, all three major U.S. equity indexes ended positive on the week, albeit fractionally....
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Stocks prices were whipsawed last week, dragged initially lower by financial contagion worries and later lifted by a supportive Fed policy statement.The Dow Jones Industrial Average gained 0.62%, while the Standard & Poor’s...
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In their latest commentary, the Cetera Investment Management Team discusses the recent stock market volatility. Throughout most of 2021, U.S. equities have risen despite a growing list of concerns. With the S&P 500...
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Weekly Recap September 13 - 17, 2021 RecapModest Declines In Equity MarketsNarrow Losses for StocksThe three major U.S. equity indexes all had modest weekly declines with the Dow Jones Industrial Average not able to eke out a gain....
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How Technology Is Making It Easier and More Cost Effective for Retirees to Age in PlaceAccording to a recent national survey, 90% of adults, age 50 or older, say they want to remain in their current homes as they age. The survey also...
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Weekly Recap September 7 - 10, 2021 RecapEquities BackpeddleStock Indexes End LowerAll three major U.S. equity indexes posted their largest weekly declines since around mid-June as investors trimmed profits amid the latest economic...
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In a quiet week of news, stocks moved lower amid simmering concerns over the Delta variant’s effect on the progress of economic reopening.The Dow Jones Industrial Average declined 2.15%, while the Standard & Poor’s 500...
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Monthly Recap Market Indices At-A-Glance The S&P 500 finished August just 0.12% below its Aug 30 all-time high at 4,528. Its March 23, 2020 bear market low was 2,237.The Dow Industrials gained 1.50% last month, half the gain of...
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Weekly Recap August 23 - 27, 2021 RecapEquities Climb on Dovish Taper ToneThree Record Highs Last WeekAll three U.S. major equity averages finished higher last week with the S&P 500 posting three new record highs and closing...
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Weekly Recap August 16 - 20, 2021 RecapEquities Give Back GainsStocks Fall First Week in ThreeAll three U.S. major equity averages declined last week as investors grew worried that the Fed’s potential move to begin withdrawing...
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Stocks turned lower last week amid the increasing probability of a Fed tapering, mixed economic data, and growing concerns about the economic impact of the Delta variant.The Dow Jones Industrial Average slumped 1.11%, while the...
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4 Things You Can Do About Rising InflationIn June, the Consumer Price Index, which measures the change in the prices of a broad range of goods and services over time, rose 5.4% from a year earlier, marking the sharpest increase in...
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Weekly Recap August 9 - 13, 2021 RecapIt's All About EarningsBig Board Stocks AdvanceU.S. stocks drifted mostly higher last week with the Dow Industrials and S&P 500 both posting four consecutive daily all-time highs, a feat not...
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Looking past inflation figures and Delta variant trends, stocks last week found a way to climb higher and set fresh record highs in the process.The Dow Jones Industrial Average rose 0.87%, while the Standard & Poor’s 500...
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How to Keep Lifestyle Creep from Derailing Your Financial GoalsLooking back on your first fulltime job, do you ever remember thinking, “If I made ’X‘ dollars more, things would be so much easier”? However, once...
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Weekly Recap August 2 - 6, 2021 RecapJobs Data Soothes Delta FearsStocks ReboundU.S. stocks posted moderate gains last week following a stronger-than-expected July jobs report that eased concerns about the detrimental impact the Delta...
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Overcoming jitters about the Delta variant and the reintroduction of mask requirements, stocks climbed higher on strong employment data and a fresh batch of strong corporate earnings.The Dow Jones Industrial Average rose 0.78% while...
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Monthly Recap Market Indices At-A-Glance The broad market S&P 500 finished July just 0.59% below its all-time high set July 26 at 4,222.30. The benchmark equity index has posted 41 record-setting highs so far this year, seven in...
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4 Things You Can Do About Rising InflationIn June, the Consumer Price Index, which measures the change in the prices of a broad range of goods and services over time, rose 5.4% from a year earlier, marking the sharpest increase in...
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The stock market posted small losses last week despite a very strong showing by corporate America.The Dow Jones Industrial Average slipped 0.36%, while the Standard & Poor’s 500 lost 0.37%. The Nasdaq Composite index dropped...
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Weekly Recap July 19 - 23, 2021 RecapNew Equity MilestonesS&P 500 Posts Seventh Weekly Gain in Past Nine WeeksEquities rebounded last week with all three major U.S. equity indices finishing at fresh all-time highs as...
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In their latest commentary, the Cetera Investment Management Team discusses today’s stock market sell-off and drop in bond yields due to rising Delta variant concerns. While the variant is a concern, they feel it is a low...
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Weekly Recap July 12 - 16, 2021 RecapDelta Variant, Inflation Weigh on StocksEquities Decline from Record LevelsAfter finishing the prior week at all-time highs, all three major U.S. equity indices finished this past week lower....
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Despite a good start to earnings season and some solid economic data, worries of slower second-half economic growth led to a pullback in stock prices last week.The Dow Jones Industrial Average fell 0.52%, while the Standard &...
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Weekly Recap July 5 - 9, 2021 RecapTrifecta All-Time HighsEquities Extend Record-Setting GainsAll three major U.S. equity indices finished the week at fresh all-time highs as a relief rally Friday more than fully erased earlier losses...
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Stocks managed small gains as investors wrestled with concerns over economic growth prospects and a rise in COVID-19 infections.The Dow Jones Industrial Average picked up 0.24%, while the Standard & Poor’s 500 gained 0.40%....
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Don't Let Revenge Spending Wreak Havoc on Your Budget This SummerLive shows, concerts and sports venues are selling out within hours; cruise and hotel bookings have surged; airlines can’t keep up with the number of passengers...
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Is It Time For a Mid-Year Financial Review?This summer looks remarkably different than last year. As pandemic-related restrictions are lifted, retail, sports, travel, dining and entertainment venues are welcoming consumers back in...
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Weekly Recap June 28 - July 2, 2021 RecapJobs Data Sooths Fed FearsEquities Extend Record-Setting GainsU.S. stocks wrapped up another bountiful week with the S&P 500 closing Friday at its seventh consecutive all-time high, a...
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Strong employment reports and rising consumer confidence sent the stock market broadly higher last week.The Dow Jones Industrial Average rose 1.02%, while the Standard & Poor’s 500 picked up 1.67%. The Nasdaq Composite index...
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Monthly Recap Market Indices At-A-Glance The S&P 500 ended the second quarter with its best first half (YTD) performance since 2019. Stocks are now in the second year of a bull market.In June, the Dow Industrials crept just 0.02%...
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In their latest commentary, the Cetera Investment Management Team discusses the recent stock market weakness caused by the Fed pivoting from a dovish to a more hawkish stance. CLICK TO READ As always, please reach out to the...
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Weekly Recap June 14-18, 2021 RecapTaper Talk Rattles StocksS&P 500 Loses the Most Since FebruaryLast week, U.S. equities were lower with the S&P 500 logging its worst week since February after a 1.3% decline on Friday. Equity...
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New messaging from the Federal Reserve on interest rates and inflation last week led to a broad retreat in stock prices.The Dow Jones Industrial Average dropped 3.45% while the Standard & Poor’s 500 lost 1.91%. The Nasdaq...
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Weekly Recap June 7-11, 2021 RecapBrushing Off InflationBenchmark Stocks Rise Third WeekThe S&P 500 clinched a third straight weekly gain after closing at successive all-time record highs on Thursday and Friday. Stocks have traded...
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Stocks ended the week mixed as investors appeared to shrug off a hotter-than-expected inflation report.The Dow Jones Industrial Average slipped 0.80%, while the Standard & Poor’s 500 advanced 0.41%. The Nasdaq Composite...
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Weekly Recap May 31-June 4, 2021 RecapStocks Rise, Nearing Record HighsEquities Rebound Second WeekThe S&P 500 rose to within a whisper of its May 7 all-time high as Friday’s jobs data boosted recovery confidence while a...
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A strong, but not too strong, employment report sparked a rally on the final day of trading, propelling stocks to a modest gain for the week.The Dow Jones Industrial Average climbed by 0.66%, while the Standard & Poor’s 500...
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4 Reasons to Consider Selling Your Business in 2021Like many business owners, you may have spent more time over the last year focused on keeping your businesses afloat and navigating rapidly changing public health orders, rather than...
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Time to lace up! Celebrate Global Running Day on June 2 as we look at different ways running can teach us about investing. (You won’t even break a sweat—unless you’re reading on the treadmill). The latest commentary...
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Weekly Recap May 17-21, 2021 RecapInflation Angst ContinuesBenchmark Equities Slip Second WeekThe S&P 500 fell fractionally last week, capping its first back-to-back weekly loss since late February as investors continued to fear...
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Weekly Recap May 17-21, 2021 RecapInflation Angst ContinuesBenchmark Equities Slip Second WeekThe S&P 500 fell fractionally last week, capping its first back-to-back weekly loss since late February as investors continued to fear...
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Stock prices fluctuated amid inflation concerns and bargain hunting, leaving stocks mixed for the week.The Dow Jones Industrial Average slipped 0.51%, while the Standard & Poor’s 500 dropped 0.43%. The tech-heavy Nasdaq...
Read MoreIn their latest commentary, the Cetera Investment Management Team explains the causes for the recent stock market volatility. Primarily, investors fear rising inflation, “peak growth,” higher taxes, and fallout from the...
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Weekly Recap May 10-14, 2021 RecapInflation Fears Make Investors NervousEquity Markets SlipAll three major equity market indices saw their worst weekly declines since February. Investors are fearing inflation, which is on the rise,...
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A surge in consumer inflation unsettled investors, leading to a turbulent week of trading on Wall Street.The Dow Jones Industrial Average slipped 1.14%, while the Standard & Poor’s 500 fell 1.39%. The Nasdaq Composite index...
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4 Financial Habits Worth Keeping as the Economic Recovery AcceleratesDespite the financial challenges and disruptions brought on by the COVID-19 pandemic, data shows that Americans across all income levels made smart choices with...
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In their latest commentary, the Cetera Investment Management team explains the causes for the recent stock market volatility. Primarily, investors fear rising inflation which impacts stock valuations and especially technology...
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Weekly Recap May 3-7, 2021 RecapBroad Markets AdvanceWeak Payrolls Bolster Easy Money ViewsThe broad market S&P 500 Index finished at its 26th all-time high this year amid bullish recovery optimism that was bolstered Friday by an...
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Stocks closed mixed last week as signs of continued economic recovery and upbeat earnings helped some sectors while the struggles persisted for high-growth companies.The Dow Jones Industrial Average gained 2.67%, while the Standard...
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4 Ways 529 Plans Can Benefit Estate PlanningYou may be familiar with the role 529 plans play in helping families set aside funds for future education expenses. Established in 1996 under Section 529 of the Internal Revenue Code, these...
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Monthly Recap Market Indices At-A-Glance The market-cap-weighted S&P 500 climbed 11.84% YTD. In contrast, the S&P Equal Weight 500 Index advanced 16.76% YTD, its third-strongest four-month start to any year since 1990.The...
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Weekly Recap April 26-30, 2021 RecapMomentum Pauses Second WeekStocks Mostly LowerEquity indices were mostly lower last week amid month-end rebalancing even as economic data continued to point toward an accelerating recovery. Data...
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Stocks meandered around a flatline in a busy week of corporate earnings, ending the trading week slightly lower.The Dow Jones Industrial Average slid 0.50%, while the Standard & Poor’s 500 was flat (+0.02%). The Nasdaq...
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Weekly Recap April 19-23, 2021 RecapMomentum PausesStocks Decline First Week in FiveEquities rebounded in a big way on Friday, but gains fell short of overcoming larger losses earlier in the week as investors’ concerns over...
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The crosscurrents of strong corporate earnings, rising global cases of COVID-19, and the specter of higher capital gains taxes led to a choppy week of trading that left stock prices slightly lower for the week.The Dow Jones Industrial...
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In their latest commentary, the Cetera Investment Management team discusses the economic recovery and the Biden administration’s first 100 days. Both have been successful but will likely face tougher challenges ahead. CLICK TO...
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Weekly Recap April 12-16, 2021 RecapEquity Momentum ContinuesStocks Climb Fourth Straight WeekThe S&P 500 extended gains into a fourth straight week, backed by a strong start to the first quarter earnings season and...
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Stocks reached record highs last week, riding the tailwind of improving economic data and a strong start to the earnings season.The Dow Jones Industrial Average rose 1.18%, while the Standard & Poor’s 500 gained 1.37%. The...
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In their latest commentary, the Cetera Investment Management team discusses the most recent report on inflation and the prospects for future inflation. Investors and consumers are worried that inflation will cause a devaluation of...
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Weekly Recap April 5-9, 2021 RecapEquity Indices March HigherStocks Climb Third Straight WeekThe S&P 500 extended gains into a third week, its longest winning streak since February 5 and finished Friday at its 20th new...
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Strong economic data and a resurgent technology sector propelled stocks to solid gains last week.The Dow Jones Industrial Average advanced 1.95%, while the Standard & Poor’s 500 picked up 2.71%. The tech-heavy Nasdaq...
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4 Tips for Raising Financially Literate KidsWhen it comes to parenting, families have different styles, values, and traditions. However, most parents share a common goal. They want their children to grow up to be healthy, happy,...
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4 Estate Planning Documents You Can't Live (Your Best Life) WithoutOften, people view estate planning through a narrow lens, thinking it’s only about what happens to their property and assets after they’re gone. While the...
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In their latest commentary, the Cetera Investment Management team discusses the recent infrastructure proposal, why it will likely take longer to pass than people expect and the investment ramifications. CLICK TO READ As always,...
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Weekly Recap March 29 - April 2, 2021 RecapEquity Indices Extend All-Time HighsStocks Climb Second WeekU.S. stocks extended gains last week amid expectations for a solid March payrolls report that was indicated higher by the largest...
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Overcoming a rocky start, stocks rallied into the close of a holiday-shortened week of trading as technology shares staged a powerful recovery and investors reacted positively to President Biden’s infrastructure spending...
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Quarterly Recap Market Indices At-A-Glance The S&P 500 ended the quarter less than two points below its Mar 26 all-time high of 3974.54 – and just over 27 points away from a new 4,000 milestone.In March, the Dow Industrials...
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Monthly Recap Market Indices At-A-Glance The S&P 500 ended the quarter less than two points below its Mar 26 all-time high of 3974.54 – and just over 27 points away from a new 4,000 milestone.In March, the Dow Industrials...
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In honor of Financial Literacy Month, we're focusing on the fundamentals. The latest commentary from Cetera Investment Management reviews the foundational skills that can help you build a strong financial future, regardless of your...
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Cetera Investment Management has released its 2021 Second Quarter Outlook. In this outlook, they discuss local economies reopening and investors’ optimism. Potential consumers are getting another check from the...
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How Will You Avoid These 5 Common Retirement Planning Pitfalls?Understanding the different steps you can take now to drive the retirement outcome you desire is an important part of planning for a confident future. However, it’s...
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Weekly Recap March 22-26, 2021 RecapEquities Indices Finish at All-Time HighsStocks ReboundU.S. stocks posted solid gains last week with the Dow Industrials and S&P 500 finishing at new record highs on renewed optimism over...
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A rocky week with wide price swings led to mixed results for stocks last week, as investors grappled with anxieties over economic growth and weakness in technology and other high-growth stocks.The Dow Jones Industrial Average added 1...
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Cetera Investment Management has released its 2021 Second Quarter Outlook. In this outlook, they discuss local economies reopening and investors’ optimism. Potential consumers are getting another check from the...
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Weekly Recap March 15-19, 2021 RecapEquities Digest Fed's Latest ViewsStocks Weaken as Yields JumpU.S. stocks drifted lower last week amid heightened stock and bond market volatility surrounding several policy decisions from the...
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Rising bond yields and improving economic conditions led to a choppy week of trading that ended in modest losses for investors.The Dow Jones Industrial Average fell 0.46%, while the Standard & Poor’s 500 declined 0.77%. The...
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Weekly Recap March 8-12, 2021 RecapDow, S&P 500 Finish at Record HighsRotation to Value ContinuesU.S. stocks broadly rallied last week with gains driving the Dow Industrials and S&P 500 to fresh all-time highs, while the...
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Stocks touched new record highs last week as bond yields steadied, a fiscal relief bill was signed into law, and confidence in a strong economic recovery grew.The Dow Jones Industrial Average gained 4.07%, while the Standard &...
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Weekly Recap March 1-5, 2021 RecapBig Board Stocks ReboundTechnology Extends SelloffU.S. stocks rallied back on Friday from steep intra-week losses as bond yields climbed while a stronger-than-forecast January jobs report reignited...
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Stocks were mixed last week as rising bond yields and heightening inflation fears sent stocks on a wild ride, capped by a remarkable Friday afternoon rally.The Dow Jones Industrial Average gained 1.82%, while the Standard &...
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Weekly Recap February 22-26, 2021 RecapStocks Retreat as Treasury Yields JumpTechnology Stocks Lead Sell-OffAll major stock market indices retreated last week. Bond investors are starting to get anxious about the prospects of future...
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Monthly Recap Market Indices At-A-Glance The S&P 500 ended February 3.1% below its latest all-time high of 3,935 set on Feb 12.The Dow Industrials performed best in February at least among the three major U.S. indices, gaining...
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In their latest commentary, the Cetera Investment Management team explains the causes for the recent technology selloff. Primarily, investors fear rising bond yields but there is also a rotation occurring as we enter a new phase...
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Weekly Recap February 15-19, 2021 RecapEquities Take a BreatherFirst Weekly Loss in Three WeeksU.S. stocks pulled back last week, snapping back-to-back weekly gains as Treasury yields advanced on investor jitters about increasing...
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Rising bond yields dampened investor enthusiasm for high-multiple growth companies last week, sending market averages mostly lower in a holiday-shortened week of trading.The Dow Jones Industrial Average gained 0.11% for the week. But...
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Stock prices inched higher last week amid declining COVID-19 cases, a pick-up in vaccinations, and progress on a fiscal relief bill.The Dow Jones Industrial Average gained 1.00%, while the Standard & Poor’s 500 rose 1.23%....
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RMDs Are Back. What's Your Strategy?Shortly after the pandemic hit, the CARES Act was passed in March 2020, allowing those age 72 or over to waive their required minimum distributions, or RMDs. While that resulted in a significant...
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Monthly Recap Market Indices At-A-Glance The S&P 500 ended the month with the largest weekly loss since late October. All three major equity indices fell in excess of 3.2% during the last week in January.The Dow Industrials shed...
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Weekly Recap January 25-29, 2021 RecapEquities Selloff Most Since OctoberS&P 500 Erases YTD GainsU.S. stocks fell sharply with the S&P 500 turning negative for the year (-1% YTD) after posting its worst week since October....
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Despite strong corporate earnings, stock prices closed lower after a volatile week of trading triggered by unprecedented activity in a handful of companies.The Dow Jones Industrial Average lost 3.27%, while the Standard &...
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U.S. equities continue to experience a roller-coaster ride on concerns of speculative trading by retail investors. Cetera Investment Management believes this concern, which could trigger de-risking by hedge funds as they are forced to...
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The Federal Open Market Committee (FOMC) meets this week to discuss and set interest rate policy. While no policy changes are likely, Cetera Investment Management expects Powell to give us the Fed’s outlook for the economy,...
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Weekly Recap January 18-22, 2021 RecapStocks Post Solid GainsInaugural Rally Best in 84 YearsMajor U.S. equity indices posted solid gains last week as investors were encouraged by incoming President Biden’s issuance of 10...
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4 Steps for Strengthening Your Financial Safety Net in the New Year As many Americans learned in 2020, emergency savings can provide a much-needed lifeline during periods of crisis or uncertainty. Adequate cash reserves can be...
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Anticipation of a new fiscal stimulus and improved vaccine distribution powered stocks to fresh record highs last week with technology stocks leading the way.The Dow Jones Industrial Average gained 0.59%, while the Standard &...
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Markets drifted lower last week as uninspired investors digested mixed news on the economic front.The Dow Jones Industrial Average lost 0.91% while the Standard & Poor’s 500 slid 1.48%. The Nasdaq Composite index stumbled 1...
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It's 2021: Time to Check Your Tax BracketWill your tax bracket change in 2021? Each year the tax rate schedules are adjusted for inflation. That could result in your income being subject to a higher or lower tax rate in the new year....
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Weekly Recap January 4-8, 2021 RecapStocks Climb to New Record HighsEquities Post Back-to-Back Weekly GainsU.S. stocks advanced for a second straight week with all three major equity indices finishing at record highs as Wall Street...
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Shrugging off COVID-19 infections and the disruption at the Capitol on January 6, stocks powered higher to kick off a new year of trading.The Dow Jones Industrial Average gained 1.61%, while the Standard & Poor’s 500...
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The Associated Press has called the Georgia Senate runoff for the Democrats. Cetera Investment Management's base case scenario for a divided Congress no longer holds with the Democrats gaining a small edge in the Senate now. However,...
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Equity markets have had a huge run since their March 2020 lows. Despite rising headwinds, investor optimism remains elevated and a market correction is possible. Market corrections are a normal part of investing and can be used...
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Quarterly Recap Market Indices At-A-Glance In December, the Dow Industrials gained 3.4% and the Nasdaq Composite advanced 5.7%.On a quarterly basis, the Dow Industrials gained 2,824 points (+10.7%) and the Nasdaq Composite surged 15...
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Weekly Recap December 28-31, 2020 RecapStocks End 2020 at Record HighsEquities Rebound from Prior Week LossU.S. stocks ended higher during the final week of the year, with the S&P 500 closing at its 33rd all-time high of 2020. The...
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Weekly Recap December 21-24, 2020 RecapStocks Quiet in Thin VolumeEquities Little ChangedU.S. stocks rose on Thursday in a second day of small gains in the Christmas holiday-shortened trading week as Wall Street reviewed the latest...
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If you’re even casually following the economic news, it can be hard to make sense of the forecast. One source may feel there’s nothing to worry about, while another might paint a picture of doom and gloom. You may end up...
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Cetera Investment Management has released its annual Market Outlook for 2021 titled, The Economy Goes Off to College. In this outlook, they discuss the prospects for the economic recovery in the next year.Like a student...
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Weekly Recap December 7-11, 2020 RecapStocks Weaken With Job MarketEquities Ease After Record HighsAfter major U.S. stocks advanced to record highs the first week of December, investors kept their optimism in check last week....
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Stocks retreated last week on rising COVID-19 infections and slow progress on an economic relief bill.The Dow Jones Industrial Average dipped 0.57%, while the Standard & Poor’s 500 dropped 0.96%. The Nasdaq Composite index...
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5 Financial Lessons to Optimize Your Planning in the New YearAs 2020 draws to a close, its lessons will remain with us for some time. Below, we look at some of the most important financial lessons learned this year, and actions you...
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Weekly Recap November 30 - December 4, 2020 RecapBullish Start to DecemberEquities Advance on Stimulus HopeU.S. stocks advanced to record highs last week amid growing expectations for another round of fiscal stimulus that could help...
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Stocks marched higher last week on an improving outlook for the passage of a fiscal stimulus package.The Dow Jones Industrial Average rose 1.03%, while the Standard & Poor’s 500 tacked on 1.67%. The Nasdaq Composite index...
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3 Tax-Smart Ways to Help Family Members in Need Pay for CollegeAs colleges and universities grapple with reopening during the COVID-19 pandemic, a growing number of college students and their parents find themselves struggling to pay...
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Monthly Recap Market Indices At-A-Glance The S&P 500 roared back nearly 11% in November, widely erasing its 6.4% prior two-month loss (-2.7% in October).The Dow Industrials surged 12.1% for its best monthly gain since Jan 1987....
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Weekly Recap November 23-27, 2020 RecapStocks Rally Third Week in FourEquities Rebound, Extending Vaccine OptimismU.S. stocks advanced last week with the benchmark S&P 500 finishing at a new all-time high on Friday’s...
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Stocks surged last week, ignited by another COVID-19 vaccine announcement, encouraging economic data, and the easing of political uncertainty.The Dow Jones Industrial Average rose 2.21%, while the Standard & Poor’s 500 added...
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Weekly Recap November 16-20, 2020 RecapStocks Snap Two-Week RallyEquities Slip, Extending Cyclicals RotationU.S. stocks fell fractionally last week with the S&P 500 ending slightly negative after surging 9.74% the prior two weeks....
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Despite news of another COVID-19 vaccine candidate, stocks were mixed amid investor anxiety over an increase in new infections and economic lockdowns.The Dow Jones Industrial Average fell 0.73%, while the Standard & Poor’s...
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It’s been 399 years since the first Thanksgiving feast in Plymouth, Massachusetts, and the holiday has since become a beloved hallmark of autumn joy, a celebration of gratitude and reflection in the company of those dearest to...
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Weekly Recap November 9-13, 2020 RecapStocks Surge on Vaccine NewsEquities Rotate into CyclicalsU.S. stocks rallied last week after breakthrough vaccine trial results eased global uncertainty. A drug maker’s COVID-19 vaccine...
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News of a COVID-19 vaccine ignited a rally in economically sensitive stocks and a broad retreat in technology companies last week, though enthusiasm was tempered by reports of rising new infections and fresh lockdowns.The Dow Jones...
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6 Ways to Shore Up Your Financial Foundation During Times of UncertaintyThe COVID-19 pandemic has taken a toll on many U.S. households, exposing vulnerabilities in their financial foundations, from low savings rates, to rising debt....
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Joe Biden has been declared the next President. With Republicans likely to hold the Senate (after a January runoff election in Georgia), expect a divided government that markets favor. The newest commentary from Cetera Investment...
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Weekly Recap November 2-6, 2020 RecapElection Implications Spur BullsAmerica Votes for GridlockU.S. stocks rebounded sharply last week, following their worst back-to-back losses since March. In a major turnaround, the S&P 500...
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Stocks soared last week as investors anticipated that a split Congress would raise legislative hurdles to changing corporate taxes and adjusting regulatory oversight of big technology companies.The Dow Jones Industrial Average jumped...
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Election Day is finally behind us, and we sincerely hope you voted. Since the turnout was high and over half the ballots cast were mail-in ballots, it will take longer to count them all. While we wait for the votes to be tallied, we...
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Monthly Recap Market Indices At-A-Glance The S&P 500 gave back 6.36% in the past two months, its worst period loss since the 19.57% plunge during February and MarchThe Dow Jones Industrial Average fell 4.52% in October, extending...
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Weekly Recap October 26-30, 2020 RecapEquities Spooked by Record InfectionsPullback IntensifiesU.S. stock indexes closed lower on Friday, capping the benchmark S&P 500 with its worst weekly rout since the depths of the pandemic in...
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Stock prices dropped last week as hopes for a fiscal stimulus bill faded and investors focused on rising COVID-19 infections, here and abroad.The Dow Jones Industrial Average slid 6.47%, while the Standard & Poor’s 500...
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U.S. equities posted their worst loss in over a month on the combination of rising virus cases, lack of progress on a stimulus plan, and growing election uncertainty. The latest commentary from Cetera Investment Management discusses...
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The failure to reach an agreement on a new fiscal stimulus bill soured investor sentiment and sent stocks modestly lower for the week.The Dow Jones Industrial Average fell 0.95%, while the Standard & Poor’s 500 lost 0.53%....
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Weekly Recap October 19-23, 2020 RecapEquities Snap Three-Week RallyStocks Little ChangedU.S. stocks ended the week fractionally lower, snapping a three-week rally as investors weighed mostly upbeat earnings and economic data while...
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Stocks treaded water last week amid fading prospects for a stimulus bill, fears of a second wave of COVID-19 cases, and increasing political and regulatory pressures on Big Tech companies.The Dow Jones Industrial Average added just 0...
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The latest commentary from Cetera Investment Management covers the path to electoral victory for both candidates, the chances of a delayed result, and examines historical stock market returns during post-WWII 4-year presidential...
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How COVID-19 is Impacting Confidence Levels Among Retirement SaversThroughout 2020, the COVID-19 pandemic has impacted the lives and health of people around the globe while wreaking havoc on commerce, the financial markets, and the...
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Think Twice About Cancelling Credit Cards You No Longer UseIt may seem like a good idea to close credit card accounts you no longer use to avoid annual fees or if you’re not benefiting from reward programs during the pandemic....
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Stocks staged a powerful rally last week, riding a wave of optimism over the prospect of the passage of a new fiscal stimulus bill.The Dow Jones Industrial Average rose 3.27%, while the Standard & Poor’s 500 increased 3.84%....
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Stocks advanced last week, propelled by hopes that legislators may reach an agreement for a new fiscal stimulus package and optimism generated by a few corporate deal announcements and initial public offerings.The Dow Jones Industrial...
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Stocks were mixed last week as worries that stretched from Washington D.C., where prospects of a new fiscal stimulus bill dimmed, to Europe, which saw an increase of new COVID-19 cases.The Dow Jones Industrial Average declined 1.75%,...
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Stocks slipped as the technology sector remained under pressure and a mid-week announcement by the Federal Reserve failed to inspire investors.The Dow Jones Industrial Average declined 0.03%, while the Standard & Poor’s 500...
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Stocks traveled a volatile path last week as investors appeared concerned about the upcoming elections, an uncertain economy, and more delays with additional fiscal stimulus.The Dow Jones Industrial Average slid 1.66%, while the...
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A late week sell-off sent stocks broadly lower as investors took some profits after stocks reached all-time highs earlier in the week.The Dow Jones Industrial Average slid 1.82%, while the Standard & Poor’s 500 slumped 2.31%...
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Stocks advanced relentlessly last week on positive COVID-19 developments, encouraging economic data, and a supportive policy shift in the Fed’s approach to its target inflation rate.The Dow Jones Industrial Average increased by...
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Weekly Recap August 17-21, 2020 RecapRecord-Setting WeekLow-Volatility Winning Streak ExtendedThe S&P 500 completed its fourth straight weekly advance, it’s longest winning streak of the year. Favorable economic data in...
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5 Ways You Can Protect Against the Growing Number of Tax Scams in 2020Just when you thought you had enough to be concerned with, the Internal Revenue Service (IRS) revealed it’s annual "Dirty Dozen" list of tax scams in July,...
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Click to check out the Weekly Recap for August 3rd-7th.
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The consumer will shape the Economic Recovery. Click the link to see how.
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Click to find out what the Rest of 2020 is predicted to look like.
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Strong Week, Be Cautious
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Click here to view Cetera's Brief on what's to come.
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Recent panic caused by the spread of the coronavirus (COVID-19) has led to a stock market decline and has many investors feeling anxious. While portfolios will see ups and downs and this is a normal part of investing, the recent...
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